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Knowledge is Power

and the Consumer is King

 

We'll design the perfect health plan to assist you in reforming your own healthcare

Defined Benefits Health Plan Features

  • You Choose Calendar Year Coverage

  • You Choose Benefit Level

  • You Choose Your Hospital Deductible

  • No Deductible, Copay, or Coinsurance on any Outpatient Benefits

  •  No Deductible, Copay, Coinsurance on all Outpatient Benefits

  •  Guaranteed Renewal to Age 65 -No need to shop every year

  • Flexible Hospital Inpatient Deductibles to match budget: $0 – $10K 

  • Annual Premium Increases typically 3% or less 

  • Available for Individuals and Groups 

Consumer Driven Health Plan Benefits

Benefits featured are based on 2 units of HCP Gold and are available with select plans.

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Doctor Visits & RX Benefits - NO copays, deductibles, coinsurance!

  • Go to any Dr. or Hospital you choose

  • Pays $160 for (20) visits per Insured annually

  • Pays $200 for (2) Specialists visits annually

  • Pays $30 for generic and $60 for name brand RXs

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Preventative Benefits - NO copays, deductibles, coinsurance!

 

  • Benefit starts 60 days after policy Effective Date

  • Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy

  • Pays Additional $250 for other Preventative Services per calendar year

  • Optional 100% coverage (recommended for childbearing aged women and children needing wellness visit).

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Surgery Benefit - NO copay, deductibles, coinsurance!

 

  • Outpatient & Inpatient Surgeries

  • Pays Outpatient surgical facility $3,500 under general anesthesia or $1,500 local anesthesia

  • Pays 3x Medicare basis toward surgeons, asst. surgeons, and anesthesiologist

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Hospital Inpatient Benefit​ - Per 24 Hours

  • ​Hospital per day benefit of $4,500 to $6,750 per day for standard room

  • Hospital ICU benefit up to $6,750 to $7,500 per day

  • Optional First Hospital Admission $6,350 Lump Sum

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Accident & Emergency Benefit - NO copay, deductibles, coinsurance!

  • ​Pays $400 for Urgent Care and $800 for ER Care 2x per year

  • Pays up to $4K of Actual Expenses for up to 45 days from the Accident date

  • Ambulance air or ground pays up to $10K with accident coverage

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Catastrophic Benefits

  • Lump Sum Paid upon diagnosis up to $30K per Adult and $10K per child. Ask us for list of covered diseases

  • Pays up to $500K additional per calendar year. Ask us for list of covered diseased and events.

Personalized Coverage for You and Yours

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Hours

Monday - Friday: 9am - 5pm

Saturday - Sunday: Closed

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Insurance as it should be.

Joy + 937.620.5915

Kevin + 937.620.4997

Insurance Solutions

Accident & Catastrophic

Attention: This website is operated by Kincaid Solutions LLC. In offering this website, Kincaid Solutions.com is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

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