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Government Mandated Plan

Soaring Costs

Family Premiums Now Record $20,500 Expect Double Digit 2022 Increases Deductible Rising Faster Than Premiums Costs are Crushing Consumers

Billions Wasted

Total Waste Nears $1,000,000,000
Needless Admin Wastes $265.6 Billion
Overpricing Procedures Wastes $230.7 Billion
Fraud & Low Value Care Wastes $150 Billion

Confusing Policies

ACA 20,000 Pages of Burdensome Regulation Total Lack of Transparency Complex, Fragmented Care is Failing Patients

Restricted Networks

Insurance Companies Use Multiple Networks
Limiting Network Access Control Costs
Concealing True Procedure Cost

Defined Benefits Plan


Underwriting & Benefit Options Result in Big Savings Customized Benefits
Reward Medical Price Shopping
Save 30-50% Versus ACA Plans

Individually Owned

Insured Controls the Policy.
Coverage Follows the Individual when Job/Employer Changes 


Benefits Paid by Defined Schedule Clarify Codes CPT: Current Procedural Terminology RBRVS: Resource Based Relative Value Scale

Consumer Choice

Insured Chooses which Health Provider is Best. No Network Restrictions. Licensed Doctors and Hospitals in all 50 States


We're cutting the overinflated abuse, with laws supporting a free-market system and driving the costs down.

The Problem:

Healthcare for Family of Four Hits Record Costs in 2020


The Solution:

Consumer Directed Healthcare Saves Family of Four


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